RJ and Makay

Maybe consumers learned something from the recession after all? According to the top six credit card issuers, customers are getting better about paying their bills.

On Tuesday, Bank of America, Chase, Citibank, American Express, Capital One, and Discover all completed regulatory filings detailing credit card delinquencies from January to February. In a trend that began a year ago, three of the companies reported that delinquencies fell in February.

As part of their opposition to the Dodd-Frank financial reform law enacted last July in response to the financial crisis, Congressional Republicans plan to introduce four bills Wednesday that would repeal or amend parts of the new law.

"It's the first direct assault,'' a congressional aide says. ''Up until now it's been about trying to deprive the agencies of what they need to implement Dodd-Frank.''

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Bank-loan funds are still hot with investors, despite a two-year rally that has pushed fund prices dramatically higher. According to Morningstar, bank-loan funds saw net inflows of $5.62 billion in January, a monthly record.