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RJ & Makay

Our view of news, events and human capital trends in the financial services industry.
Tags >> Regions Financial

Reversionary annuities a viable option to standard life insurance

Posted by RJ and Makay on Nov 17, 2011

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InsuranceReversionary annuities are an attractive option for many life insurance clients.  The niche insurance product combines an insurance policy with an immediate annuity for the benefit of a surviving spouse.  The policy owner pays an as-you-go premium to guarantee a benefit to the survivor beneficiary.  Upon the insured’s death, the beneficiary receives a guaranteed lifetime income instead of a one-time lump sum payout.