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RJ & Makay

Our view of news, events and human capital trends in the financial services industry.
Tags >> defined contribution plans

Half of working age Americans not contributing to a retirement plan

Posted by RJ and Makay on May 15, 2012

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LIMRA49% of Americans are not contributing to any retirement plan, according to a new Life Insurance and Market Research Association (LIMRA) survey.  And those age 18 to 34 are more likely (56%) than other age groups to not be saving for retirement.  The survey also showed that only 25% of all Americans and less than a third of Americans over 50 have worked with a financial professional for retirement planning.

DOL rule expands advisor access for defined contribution plans

Posted by RJ and Makay on Oct 25, 2011

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401kThe U.S. Department of Labor (DOL) issued a rule yesterday that will expand access to personalized investment advice for workers in retirement savings plans, Assistant Secretary of Labor Phyllis Borzi said.  Advisors to defined-contribution plans such as 401(k)s and IRAs will be able to recommend investments and receive fees from investment companies.