RJ and Makay

Four in 10 workers plan to delay retirement, according to a survey of 9,100 employees by Towers Watson and reported in onwallstreet.com. Sixty-eight percent said they will also delay to keep healthcare coverage; 61% blamed the decline in their 401(k).

A majority of those polled are prepared to spend less in retirement, 34% are increasing their monthly savings and 63% are actively paying off debt to have greater peace of mind about future retirement and health benefits. By comparison, in 2009, only 19% were increasing their monthly savings and 33% were paying off debt.